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Roofing, rejuvenation, gutters & siding in Novi, MI Family owned since 1995 Call (248) 516-0611
Kincaide Roofing & Rejuvenation NoviRoofing Contractor (248) 516-0611
  1. Home
  2. Financing
Roof financing in Novi, MI

Roof Financing in Novi that fits your budget

A roof that needs replacing rarely waits for a good time. Qualified Novi homeowners can finance a full roof replacement with 25 months same-as-cash, with approved credit and credit scores as low as 550 considered.

  • 25 months same-as-cash
  • Scores from 550 considered
  • Full roof replacement
  • Ask at your inspection
25 mo.Same-as-cash financing*
550Credit scores considered
1995Family owned & operated

Free roof inspection & estimate

Novi homeowners. A roofer, not a call center, gets back to you.

Thanks! Your request is in. Kincaide Roofing will call you shortly to set up your inspection. Need us now? Call (248) 516-0611.

No pressure, no obligation. Prefer to talk? Call (248) 516-0611.

Why finance a roof

Fix the roof now, pay over time

Many Novi homeowners know their roof is near the end. The shingles are curling, a few leaks have been patched, and the neighbors have already replaced theirs. What holds them back is the cost landing all at once.

Waiting usually makes it more expensive. A roof that leaks through another Michigan winter can soak decking, insulation and drywall, and turn a replacement into a replacement plus repairs. Financing lets you take care of the roof before that happens.

Qualified homeowners can get 25 months same-as-cash on a full roof replacement with approved credit, and credit scores as low as 550 are considered. Ask about it at your free inspection. We’ll go over the estimate with you first so you know exactly what the project involves, then walk you through the application and what approval means. If financing isn’t the right fit, there is no pressure. And if your roof is still sound, we’ll tell you whether a less costly repair or rejuvenation could buy you time instead.

25Months same-as-cash
550Scores considered
$0Cost of the inspection

Book a free inspection

Row of homes with new asphalt shingle roofs
How it works

Three steps to a financed roof

Financing is part of the same conversation as your inspection and estimate. No pressure, and you see the numbers first.

Apply

After the free inspection and written estimate, tell us you’d like to finance and we’ll help you apply.

  • Estimate in hand first
  • Ask any question
  • Scores from 550 considered

Get approved

Once your credit is approved, you’ll see the terms in writing. Read them and decide at your own pace.

  • Terms in writing
  • 25 months same-as-cash
  • No pressure to sign

Install

We schedule your roof replacement and install it the way we do every roof: protected, photographed and cleaned up.

  • Boards protect the house
  • Photos of every step
  • Dumpster included

Only need a repair or rejuvenation?

Many roofs don’t need replacing yet. We’ll tell you honestly and give you a written price for the smaller job.

Roof rejuvenation
Roofing questions

Roof financing questions from Novi homeowners

How it works, who qualifies and what to expect.

What financing do you offer?
Qualified homeowners can get 25 months same-as-cash on a full roof replacement with approved credit.
Can I qualify with less-than-perfect credit?
Credit scores as low as 550 are considered. Approval depends on the lender’s review of your application.
Can I finance a roof on my Novi home this winter and install in spring?
You can start the process any time with an inspection and estimate. We’ll talk through timing so the financing and the install date line up with the weather.
Does financing cover permits and HOA requirements in Novi?
The financing applies to the roof replacement project. Permits are handled through the City of Novi building division, and any HOA approval is separate, so check with your association early.
Is financing available for repairs or rejuvenation?
The 25 months same-as-cash offer is for a full roof replacement. Ask during your inspection about options for other work.
Do I have to decide on financing at the inspection?
No. You get the inspection and written estimate first, and there is no obligation.
Financing in Novi

Planning a roof around a Michigan year

For Novi homeowners, the timing of a roof project and the timing of the payments both matter.

Most roof replacements in Novi happen between spring and late fall, when the weather cooperates. The trouble is that many people find out their roof is failing in the middle of winter, when a thaw sends water through the ceiling. Starting the conversation early, with an inspection and an estimate, gives you time to plan, apply for financing and get on the schedule for the first good stretch of weather.

Plan ahead

Inspect in winter or early spring, line up financing and book the install for good weather.

Clear estimate first

You see the full written estimate before you decide on financing.

Protect the house

Replacing a failing roof sooner can avoid damage to decking, insulation and ceilings.

  • Novi
  • Northville
  • Wixom
  • Walled Lake
  • Farmington Hills
  • Commerce Township
  • Lyon Township
  • South Lyon
  • Livonia
  • West Bloomfield

Talk financing at your free Novi inspection

Book an inspection. We’ll give you a written estimate and walk you through the financing options.

Call now Free inspection